Loan Products
Finance for homes, vehicles, education, business and agriculture – with flexible repayment and personal guidance.
Housing Loan
For construction, purchase or renovation of residential property with convenient EMIs.
- Flexible tenure up to long-term periods
- Attractive interest rates
- Balance transfer options (as per policy)
Vehicle Loan
Finance for two-wheelers, cars, light commercial vehicles and more.
- New & used vehicle finance
- Competitive interest rates
- Quick processing and disbursal
Business & Trade Loan
Working capital and term loans for shops, traders and small businesses.
- Stock and inventory finance
- Cash credit / overdraft (as per norms)
- Flexible repayment aligned to cash flows
Agricultural Loan
Credit support for farmers and agri-based activities.
- Crop loans and KCC (where applicable)
- Finance for equipment & irrigation
- Favourable repayment schedules
Gold Loan
Quick and convenient financing against gold ornaments.
- Instant processing
- Flexible tenure options
- Safe and secure custody of ornaments
Personal / Education Loan
For personal needs, education expenses or emergencies (subject to policy).
- Need-based loan amounts
- Flexible tenure and repayment
- Quick documentation support
General Loan Eligibility (Indicative)
- Membership / shareholding with the society as per norms.
- Adequate and regular source of income or business turnover.
- Satisfactory repayment history and KYC compliance.
- Security / collateral as specified for each loan product.
Note: Actual eligibility, documentation and terms are subject to internal policies, appraisal and regulatory guidelines.